Why Use an Independent Insurance Agent?

Why not just buy a policy online or use a company with a call center? 1. When you go online to purchase a policy you do not have a licensed agent advising you on how much coverage you need. I tell you how much insurance you need based on what you own and how much you...

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How To Get More Discounts on Your Insurance

Ever feel like your insurance agent is asking a million questions just to get a quote? The reason for this, as an independent agent, is that companies give discounts for a variety of different things. Here is a list of some of the potential insurance discounts that...

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Why Would You Need an Umbrella Policy?

Most people think they don’t own much so why would they need a million dollar, or more, umbrella policy? Even if you don’t have much in the way of assets, you can still have your future earnings garnished for life. Imagine how that would affect your lifestyle if that...

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All Home Insurance Policies Are Not The Same

Many people think all home insurance policies are the same. Your coverage can vary widely with different home insurance companies. For example, you have damage to your roof from a hail storm and the roof needs replaced. Some home insurance policies would pay for the...

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Should I Purchase $0 Deductible Glass Coverage?

Every insurance company calls it something different, but it amounts to about the same thing. In Arizona, we have a lot of rocks and debris on the road. Your windshield in particular is going to chip, or crack every so often. Depending on your luck, you might need a...

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